Lowry State Bank - Loans

 As a small town bank, we take pride in the way we run our bank and make our loans. We meet our customer’s face to face, listen to their needs, and then we make our loan decisions promptly and right here at our bank – not at some corporate office in some big city somewhere. We are a locally, owned, family owned, independent bank that is here to serve local people. So, just stop in, say hello, and let us know your needs!

Ag and Commercial loans: Dave, John, and Angie team up to deliver ag and commercial loans that are customized to each individual farm and business that we serve. Dave and John were born and raised on family farms and have years of experience working with both farm and business owners. Angie provides a high level of administrative loan support so that loan requests are reviewed promptly and when approved, the funds are available promptly.

  • Ag loans: No matter what size of farm operation you run, our bank would like to be part of your team as you face the everyday challenges of farming. A full spectrum of loan products are available for livestock, equipment, and real estate. Our operating lines of credit provide the flexibility you need to meet the cash flow fluctuations of farming.
  • Business loans: The business operating environment continues to become increasingly competitive. Part of achieving success in any business is having the right bank – with a banker that knows you and your business. Dave, John, Angie, and Lowry State Bank are committed to being the type of bankers and the type of bank that truly cares about you and your business success.

Personal/consumer loans and Residential Real Estate loans: Theresa and Carla are the team that delivers these loan products efficiently and with great service. Our customers are unique and not everyone needs the same type of loan with the same repayment terms. As a small town bank we are able to customize our loans to meet the specific needs of our customers.

  • Personal/Consumer loans: As a consumer, we all have numerous needs and financial demands in our everyday living. Look to Lowry State Bank for consumer and personal loan products that are fairly priced and which are tailored to your personal financial situation. We promise that as your needs in life change, we are a bank that wants to be there for what you need, when you need it.
  • Residential Real Estate loans: Theresa will roll up her sleeves to find the right residential real estate loan product that works best for you and your personal financial situation. There are many lenders in the marketplace with many loan products, not all of which are cost-effective. You can be assured that Theresa, with administrative support from Carla, will give you personal service and honest answers so that you can make the decision that is best for you.

General loan administration: Jane is the friendly face our customers see when they come to the lending area of our bank. Jane provides administrative support to all members of our lending staff and also helps direct our customers to the right lending person that can best help our customers with whatever their loan needs may be.